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Blue Cash Preferred

American Express . American Express . $95 a year

Earns cash back.

Unverified research data. Confirm every rate, fee, and benefit with the issuer before applying.

Current offer

$250

$250 back after $3,000 spend in 6 months.

Spend $3,000 in 6 months. Last checked Jun 11, 2026.

Earning rates

  • Groceries

    U.S. supermarkets up to $6k a year

    6x

    about 6%

  • Streaming

    6x

    about 6%

  • Transit

    3x

    about 3%

  • Gas

    3x

    about 3%

  • Everything else

    1x

    about 1%

Protections

  • Purchase protection

    Purchase protection.

  • Return protection

    Return protection.