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Amex Gold

American Express . American Express . $325 a year

Earns Membership Rewards.

Unverified research data. Confirm every rate, fee, and benefit with the issuer before applying.

Current offer

Elevated

90,000 Membership Rewards

90,000 Membership Rewards points after $6,000 in spend in the first 6 months.

Spend $6,000 in 6 months. Last checked Jun 11, 2026.

Earning rates

  • Dining

    Restaurants worldwide

    4x

    about 8%

  • Groceries

    U.S. supermarkets up to $25k a year

    4x

    about 8%

  • Flights

    Flights booked direct or via Amex Travel

    3x

    about 6%

  • Everything else

    1x

    about 2%

Credits and benefits

  • Dining credit

    $10 / monthly

    Grubhub, Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, select Shake Shacks. Easiest clear is a small Grubhub pickup order.

  • Uber Cash

    $10 / monthly

    Drops monthly into your Uber wallet, use on Uber Eats if you do not ride. Expires month end.

  • Dunkin credit

    $7 / monthly

    Dunkin only, U.S. Load a Dunkin gift card to use the whole amount at once.

  • Resy credit

    $50 / twice a year

    Pay at U.S. Resy restaurants. Two windows, $50 each, use both.

Protections

  • No foreign transaction fees

    No foreign transaction fees.

  • Baggage delay insurance

    Baggage insurance on eligible travel.

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