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Amex Platinum

American Express . American Express . $895 a year

Earns Membership Rewards.

Unverified research data. Confirm every rate, fee, and benefit with the issuer before applying.

Current offer

Elevated

175,000 Membership Rewards

175,000 Membership Rewards points after $8,000 in spend in the first 6 months.

Spend $8,000 in 6 months. Last checked Jun 11, 2026.

Resy dining credit
$100 / quarterly
No reservation needed, pay with the card at any of 10,000+ U.S. Resy restaurants. Near quarter end with credit left, buy a gift card at a participating spot to bank it.
Lululemon credit
$75 / quarterly
Works online and in U.S. stores (not outlets). Socks, water bottles, and a mat clear it if you do not buy apparel. Does not roll over.
Digital entertainment credit
$25 / monthly
Disney+, Hulu, ESPN+, Peacock, Paramount+, YouTube Premium and TV, NYT, WSJ. Point one subscription at the card and it captures itself.
Uber Cash
$15 / monthly
Add the card to your Uber wallet. Lands on the 1st, bumps to $35 in December. Use on Uber Eats if not riding, expires at month end.
Fine Hotels and Resorts credit
$300 / twice a year
Book a prepaid FHR or Hotel Collection stay (2 night minimum for THC) through Amex Travel. One trip per half year.
CLEAR Plus credit
$209 / yearly
Covers a CLEAR Plus membership. Pay the annual fee with the card once.
Oura Ring credit
$200 / yearly
Applies to an Oura ring purchase. Only worth it if you want the device.

Car rental collision coverage
Secondary car rental loss and damage coverage.
No foreign transaction fees
No foreign transaction fees.
Trip cancellation and interruption
Trip cancellation and interruption coverage on eligible travel.