Amex Platinum
American Express . American Express . $895 a year
Earns Membership Rewards.
Current offer
Elevated175,000 Membership Rewards
175,000 Membership Rewards points after $8,000 in spend in the first 6 months.
Spend $8,000 in 6 months. Last checked Jun 11, 2026.
Bonus offers may change at any time at the issuer's discretion or based on your credit profile. Confirm the current terms with the issuer before applying.
Earning rates
Hotels
Prepaid hotels via Amex Travel
5x
about 10%
Flights
Airfare booked direct or via Amex Travel
5x
about 10%
Everything else
1x
about 2%
Credits and benefits
Resy dining credit
$100 / quarterly
No reservation needed, pay with the card at any of 10,000+ U.S. Resy restaurants. Near quarter end with credit left, buy a gift card at a participating spot to bank it.
Lululemon credit
$75 / quarterly
Works online and in U.S. stores (not outlets). Socks, water bottles, and a mat clear it if you do not buy apparel. Does not roll over.
Digital entertainment credit
$25 / monthly
Disney+, Hulu, ESPN+, Peacock, Paramount+, YouTube Premium and TV, NYT, WSJ. Point one subscription at the card and it captures itself.
Uber Cash
$15 / monthly
Add the card to your Uber wallet. Lands on the 1st, bumps to $35 in December. Use on Uber Eats if not riding, expires at month end.
Fine Hotels and Resorts credit
$300 / twice a year
Book a prepaid FHR or Hotel Collection stay (2 night minimum for THC) through Amex Travel. One trip per half year.
CLEAR Plus credit
$209 / yearly
Covers a CLEAR Plus membership. Pay the annual fee with the card once.
Oura Ring credit
$200 / yearly
Applies to an Oura ring purchase. Only worth it if you want the device.
Protections
No foreign transaction fees
No foreign transaction fees.
Car rental collision coverage
Secondary car rental loss and damage coverage.
Trip cancellation and interruption
Trip cancellation and interruption coverage on eligible travel.