Chase Freedom Unlimited

Chase . Visa . No annual fee

Earns Ultimate Rewards.

Informational, not financial advice. Confirm current rates, fees, and terms with the issuer before applying.

Current offer

20,000 Ultimate Rewards

Extra 1.5 percent back on everything in year one, up to $20,000.

Spend $500 in 3 months. Last checked Jun 11, 2026.

Bonus offers may change at any time at the issuer's discretion or based on your credit profile. Confirm the current terms with the issuer before applying.

Earning rates

  • Dining

    3x

    about 6%

  • Drugstores

    3x

    about 6%

  • Everything else

    1.5x

    about 3%

Protections

  • Purchase protection

    Purchase protection against damage or theft for 120 days.

  • Extended warranty

    Extends eligible U.S. manufacturer warranties.