Chase Sapphire Reserve

Chase . Visa . $795 a year

Earns Ultimate Rewards.

Unverified research data. Confirm every rate, fee, and benefit with the issuer before applying.

Current offer

Elevated

60,000 Ultimate Rewards

60,000 Ultimate Rewards points after $5,000 in spend in the first 3 months.

Spend $5,000 in 3 months. Last checked Jun 11, 2026.

Earning rates

  • Dining

    3x

    about 6%

  • Flights

    Travel after the annual travel credit

    3x

    about 6%

  • Hotels

    3x

    about 6%

  • Everything else

    1x

    about 2%

Credits and benefits

  • Annual travel credit

    $300 / automatic

    Applies automatically to your first $300 of travel each year. No action needed.

  • The Edit hotel credit

    $250 / twice a year

    Prepaid stays at The Edit by Chase Travel hotels, 2 night minimum. $250 per half year.

  • Sapphire dining credit

    $150 / twice a year

    Exclusive Tables restaurants via OpenTable. Two windows, $150 each.

  • StubHub and events credit

    $150 / twice a year

    StubHub and Viagogo tickets. Plan around a concert or game.

  • Lyft credit

    $10 / monthly

    Set the card as your Lyft payment method, $10 in-app credit posts monthly.

  • Apple TV+ and Apple Music

    $0value / yearly

    Activate once through Chase, then hands-off for the year.

Protections

  • Trip delay insurance

    Trip delay reimbursement after 6 hours.

  • Car rental collision coverage

    Primary car rental coverage.

  • No foreign transaction fees

    No foreign transaction fees.

  • Trip cancellation and interruption

    Trip cancellation and interruption up to a per-trip limit.