Chase Sapphire Reserve

Chase . Visa . $795 a year

Earns Ultimate Rewards.

Informational, not financial advice. Confirm current rates, fees, and terms with the issuer before applying.

Current offer

Elevated

60,000 Ultimate Rewards

60,000 Ultimate Rewards points after $5,000 in spend in the first 3 months.

Spend $5,000 in 3 months. Last checked Jun 11, 2026.

Bonus offers may change at any time at the issuer's discretion or based on your credit profile. Confirm the current terms with the issuer before applying.

Earning rates

  • Dining

    3x

    about 6%

  • Flights

    Travel after the annual travel credit

    3x

    about 6%

  • Hotels

    3x

    about 6%

  • Everything else

    1x

    about 2%

Credits and benefits

  • Annual travel credit

    $300 / automatic

    Applies automatically to your first $300 of travel each year. No action needed.

  • The Edit hotel credit

    $250 / twice a year

    Prepaid stays at The Edit by Chase Travel hotels, 2 night minimum. $250 per half year.

  • Sapphire dining credit

    $150 / twice a year

    Exclusive Tables restaurants via OpenTable. Two windows, $150 each.

  • StubHub and events credit

    $150 / twice a year

    StubHub and Viagogo tickets. Plan around a concert or game.

  • Lyft credit

    $10 / monthly

    Set the card as your Lyft payment method, $10 in-app credit posts monthly.

  • Apple TV+ and Apple Music

    $0value / yearly

    Activate once through Chase, then hands-off for the year.

Protections

  • Trip delay insurance

    Trip delay reimbursement after 6 hours.

  • Car rental collision coverage

    Primary car rental coverage.

  • No foreign transaction fees

    No foreign transaction fees.

  • Trip cancellation and interruption

    Trip cancellation and interruption up to a per-trip limit.