Citi Strata Premier

Citi . Mastercard . $95 a year

Earns ThankYou points.

Unverified research data. Confirm every rate, fee, and benefit with the issuer before applying.

Current offer

Elevated

75,000 ThankYou points

75,000 points after $4,000 spend in 3 months.

Spend $4,000 in 3 months. Last checked Jun 11, 2026.

Earning rates

  • Hotels

    Hotels and car rentals via Citi Travel

    10x

    about 17%

  • Dining

    3x

    about 5.1%

  • Groceries

    3x

    about 5.1%

  • Gas

    3x

    about 5.1%

  • EV charging

    3x

    about 5.1%

  • Flights

    3x

    about 5.1%

  • Everything else

    1x

    about 1.7%

Protections

  • Trip delay insurance

    Trip delay protection.

  • No foreign transaction fees

    No foreign transaction fees.