Citi Strata Premier
Citi . Mastercard . $95 a year
Earns ThankYou points.
Unverified research data. Confirm every rate, fee, and benefit with the issuer before applying.
Current offer
Elevated75,000 ThankYou points
75,000 points after $4,000 spend in 3 months.
Spend $4,000 in 3 months. Last checked Jun 11, 2026.
Earning rates
Hotels
Hotels and car rentals via Citi Travel
10x
about 17%
Dining
3x
about 5.1%
Groceries
3x
about 5.1%
Gas
3x
about 5.1%
EV charging
3x
about 5.1%
Flights
3x
about 5.1%
Everything else
1x
about 1.7%
Protections
Trip delay insurance
Trip delay protection.
No foreign transaction fees
No foreign transaction fees.