Citi Strata Premier

Citi . Mastercard . $95 a year

Earns ThankYou points.

Informational, not financial advice. Confirm current rates, fees, and terms with the issuer before applying.

Current offer

Elevated

75,000 ThankYou points

75,000 points after $4,000 spend in 3 months.

Spend $4,000 in 3 months. Last checked Jun 11, 2026.

Bonus offers may change at any time at the issuer's discretion or based on your credit profile. Confirm the current terms with the issuer before applying.

Earning rates

  • Hotels

    Hotels and car rentals via Citi Travel

    10x

    about 17%

  • Dining

    3x

    about 5.1%

  • Groceries

    3x

    about 5.1%

  • Gas

    3x

    about 5.1%

  • EV charging

    3x

    about 5.1%

  • Flights

    3x

    about 5.1%

  • Everything else

    1x

    about 1.7%

Protections

  • Trip delay insurance

    Trip delay protection.

  • No foreign transaction fees

    No foreign transaction fees.